At First Policy, we believe in understanding our client’s business and providing the right liability insurance and credit insurance solutions and services during pre-placement, placement, and post-placement phases.
Liability insurance protects against legal claims from mistakes, while credit insurance safeguards against payment delays or non-payment, ensuring financial stability in uncertain markets for suppliers of goods and services.
Liability insurance, protects your company in case it is sued or held legally liable for injury or loss caused by a mistake made by your company. The development of your risk management plan as part of your business insurance plan will limit the risk of error; however, that risk cannot be eliminated. Liability insurance covers the business for this risk.
Trade receivables are a vital ingredient of any company’s balance sheet. Delay in payment of debt or insolvency of buyers can make a serious impact on the company’s financial health. Credit insurance helps to make you certain in the uncertain markets. Trade Credit Insurance Policy provides coverage to suppliers of goods and services (excluding financial service) against delay in payment or non-payment of trade credit. Our credit insurance solutions ensure that your business remains protected, and our comprehensive credit insurance policy offers robust coverage to mitigate potential financial risks.
Credit insurance solutions safeguard your business against financial risks associated with trading on credit. They cover losses from a buyer’s insolvency or payment default, allowing you to confidently extend credit and enter new markets. These solutions maintain cash flow stability, reduce bad debt risk, and support sustainable growth.
Protects from financial losses resulting from third-party claims for property damage or bodily injury. Liability insurance is crucial for businesses to safeguard against unforeseen incidents. It offers peace of mind by covering legal expenses and potential compensation costs.
Coverage for third-party claims for property damage, bodily injury, or personal injury caused by a product or insured’s business activities. Corporate General Liability Insurance insures your business against liability claims arising out of bodily injury, property damage, or personal or advertising injury. Our flexible policy extends to cover legal defense costs, pays for medical payments, and includes worldwide protection. Protect your business with our handpicked tailored solution to protect your business and ensure peace of mind in running and growing it.
Provides coverage for financial losses resulting from various types of criminal acts committed against a business by its employees or third parties.This insurance can protect against theft, forgery, and fraud, ensuring that businesses can recover financially from dishonest acts. It is essential for maintaining the financial stability and trustworthiness of a company in the eyes of clients and stakeholders.
Protects businesses from financial losses and legal liabilities arising from claims related to their products. It provides coverage for third-party claims for property damage, bodily injury, or personal injury caused by a defective or faulty product.
Cyber insurance provides first-party and third-party liability coverage to companies when personal/confidential information is compromised and other cyber related events.Cyber insurance assists to reduce loss occurrence and financial effects of data breaches, network breakdowns, and cyber-related schemes. Moreover, was identified that cyber insurance can include legal, PR and Business Interruption expenses, providing an all-round shield for companies in modern context.
Protects directors and officers of a company from financial losses and legal liabilities resulting from claims made against them in their roles as corporate leaders.This insurance ensures that the personal assets of directors and officers are safeguarded in the event of legal action related to their corporate responsibilities.
Errors and Omissions Insurance also known as professional liability insurance, protects individuals and businesses from financial losses and legal liabilities arising from claims of Negligence, Errors, or Omissions in the professional services they provide. This type of coverage is recommendable for those professionals who are apt to give advice or services, especially because it may help to cater for legal expenses or compensations. The E&O insurance helps minimize the inconsistencies and other hazards of business, therefore guaranteeing the stability of your company.
Protects businesses against the risk of non-payment by their customers. It provides coverage for losses that result from customers’ insolvency, default, or inability to pay their trade debts.Credit insurances are very important in ensuring that there is stability in business. These credit insurance solutions enable firms to protect themselves from such downfalls and unpredicted losses.
Public claims for incidents occurring on business premises will be taken care of for the insured, ensuring financial stability in cases of accidental injuries or property damage. Public liability insurance is essential for the trust and reputation of any growing business.
The policy offers broad coverage for most types of liabilities, including bodily injury arising from business operations and damage to property from using goods and services. This form of insurance helps businesses avoid substantial financial losses from unforeseen incidents.
This protects the business from financial losses due to criminal activities such as employee theft or fraud. Such insurance also reinforces stakeholders’ confidence that a business is protected from internal and external crime-related financial threats.
Product liability insurance handles legal expenses and damages arising from injury or loss due to product defects, thus protecting the firm’s financial health and reputation. It is essential for businesses involved in manufacturing or selling products, ensuring compliance with legal standards and customer safety.
This insurance offers protection against cyber-attacks and data breaches, covering costs related to data recovery, legal fees, and customer notification. Cyber insurance is crucial in the digital age for maintaining operational continuity and customer trust.
This protects company executives from personal losses if they are sued for wrongful acts in their managerial capacity. Therefore, this liability insurance is critical for attracting and retaining top leadership talent, ensuring they feel safe making strategic decisions.
This insurance covers professionals against claims of negligence or inadequate work. E&O insurance protects service providers from the financial impact of legal claims, thus maintaining business integrity and client trust.
This reduces exposure to the risk of non-payment by clients, helping businesses manage cash flow and reduce the financial impact of bad debts. Credit policy insurance and credit insurance services ensure financial stability and operational efficiency for businesses extending credit to clients.
Recognized as one of the most reliable insurance brokers in the nation.
Proud member of the Unison Steadfast Brokers network, with a worldwide reach.
Ensuring customer satisfaction remains our top priority.
Expertise in managing large Indian multinational corporations, many of which are global industry leaders.
High investment in IT and ongoing innovation guarantee top-tier services for our clients.
Our core team consists of specialists in insurance, finance, law, and engineering.
A Professional Indemnity Insurance Policy protects professionals against negligence, errors, or omissions regarding the services rendered by them. It avails protection to your business against financial losses that might result from litigation actions put forward by unsatisfied customers.
Trade Credit Insurance protects your business against the risk of non-payment by clients or customers. It ensures that your business will continue to generate cash flow in the event that a customer, due to insolvency or financial problems, defaults on payment.
Commercial General Insurance provides a wide-ranging coverage, mitigating such business risks as property damage, bodily harm to third-party people, and legal liabilities. It is important to protect the assets of your business and maintain financial stability
Crime Insurance provides coverage against losses resulting from criminal acts such as theft, fraud, or embezzlement by employees or third parties. It helps safeguard your business’s financial interests in the event of such incidents.
Products Liability Insurance provides indemnity to a customer or third party alleging or claiming personal injury or property damage from the utilization of products manufactured or sold by your business. It protects a business from legal expenses and compensation claims arising due to defective products.
