Types of Insurance  Used in Property and Construction Fields

General Liability Insurance:

Protects against third-party claims for bodily injury or property damage on construction sites.

Workers' Compensation Insurance: 

Ensures coverage for medical expenses and lost wages for employees injured on the job.

Construction All Risk Insurance: 

Protects construction projects from damage to structures, materials, and equipment during construction.

Professional Liability Insurance: 

Covers architects and engineers against claims of negligence, errors, or omissions in design or planning.

Property Insurance: 

Safeguards construction businesses' structures and contents from risks like fire, theft, or natural disasters.

Commercial Auto Insurance:

Covers accidents and damages to company vehicles used for transporting materials and employees.

Directors and Officers Insurance: 

Shields executives from personal financial liability in legal proceedings related to managerial decisions.