Latest Industry Benchmarks for Cyber Insurance

Coverage Limits

Small businesses ($250K–$1M), mid-sized ($2M–$5M), large enterprises ($10M+); Indian companies are underinsured.

Comprehensive Coverage

Includes breach response, ransomware, business interruption, and regulatory penalties; gaps persist in SME policies.

Deductibles

Most common range is $10K–$50K; higher deductibles reduce premiums but pose risks for SMEs.

Industry-Specific Customization

Healthcare, e-commerce, and manufacturing demand tailored policies for specialized risks.